Click Here to View Optional Riders and Covered Conditions

Source: American Heart Association, "Heart Disease and Stroke Statistics - 2011 Update

Some exclusions and exceptions apply. Benefits and percentages may differ or not be available.



Death from any cause is a 100% benefit Except suicide during the first two years (first year for Colorado, Missouri, and North Dakota).

WOULDN'T A CHECK BE BETTER THAN A GET WELL CARD?

Living benefits are paid directly to you. You choose how to spend the benefit at a time when you and your family may need extra cash the most. For example

  • Home Health Care
  • Cost of Caregivers
  • Lost Income of Self or Spouse
  • Daily Living Expenses
  • Co-Pays and Deductibles
  • Non-Covered "Experimental" Treatments
  • Housekeeping or Child Care Expenses
  • Maintenance of Your Family's Quality of LIfe

Each year approximately 1.2 MILLION Americans suffer heart attacks, and about 795,000 will suffer a stroke (one every 40 seconds, on average). 1

Critical illness coverage

Almost everyone knows someone who has experienced a critical illness of some kind... and survived physically. Critical Illness insurance is designed to help people through the financial challenges associated with survival of a critical illness. The Timber Ridge Series is designed to pay as a lump sum to you​.


Why Critical Illness Coverage?