1 The benefit is subject to definition, litations and exclusions. The specific rider should be consulted and will control.

2 Some exclusions and limitations may apply. The Accidental Death Benefit and Waiver of Premium for Hospital or Nursing Home Confinement Riders may not be available in some states.

3 Proof of continuing confinement may be required every three months.

  • Lifetime Accidental Death Benefit Rider ​3

The Accidental Death Benefit amount specified in the policy will be equal to and payable in addition to the full face amount of the policy. This rider is available for both Preferred Golden Protector I and II.

(For Preferred Golden Protector I) Following six consecutive months of confinement in a hospital or nursing facility, your monthly premium payments will be waived for as long as you remain continuously confined.

INcluded Rider 

  • Accelerated Death Benefit Rider ​1

Provides for early partial payment of the policy's death benefit upon diagnosis of an illness that is confirmed by a physician  to be terminal within 12 months. The benefit is included with Plan I and Plan II policies.

Optional Riders

  • Waiver of Premium Rider for Hospital or Nursing Facility Confinement 2

  • Death Benefit

Preferred Golden Protector I is designed to pay the full face amount of the policy upon death from any cause from the first day your coverage is in effect.


Preferred Golden Protector II offers a graded death benefit: 30% of the face amount of the policy is payable for non-accidental death during the first policy year. During the second policy year, 70% of the face amount of the policy is payable for non-accidental death. Beginning the third policy year, 100% of the face amount of the poicy is payable upon death for any cause.


From the first day your coverage is in effect, Preferred Golden Protector I & II are designed to pay the full face amount of the policy if death occurs as a result of an accident.

Preferred Golden Protector offers a simplified application and simplified underwriting with no medical exams, a set of easy to answer health questions.

  • ​Choice

Choose the benefit amount that fits your needs and your budget - minimum benefit (either Plan): $2,000


Maximum Benefit Preferred Golden Protector I is $50,000 for issue ages 15-80; $10,000 for issue ages 81-85.


Maximum Benefit Preferred Golden Protector II: is $10,000 issue ages 45-80; $5,000 issue ages 81-85.

15 to 85 PGP I

45 to 85 PGP II

  • Issue Ages

  • Whole Life Insurance Protection to age 100

  • Guaranteed Premium

The premium you pay now is guaranteed never to increase

  • Underwriting

​Coverage Highlights


GET UP TO $50,000 of whole life insurance coverage and help protect your family from the expenses you may leave behind

If you weren't around tomorrow, would your family be able to pay your expenses?

  • Medical bills

  • Funeral expenses

  • Outstanding debts

  • Probate

  • House payments

  • Taxes

TAKE THE WORRY OUT OF YOUR FUTURE with a preferred golden protector policy

security


In today's times being financially prepared for the unexpected is no longer just an option,  but a necessity. The idea of death - especially our own - makes us uncomfortable, but would you rather leave your loved ones knowing that they are prepared for the debts and bills you may leave behind?